Kasasa Cash®– It’s like your money hits a monthly GROWTH SPURT!

Free Kasasa Cash checking pays:

• 2.00% APY on balances up to $10,000, if qualifications are met*
• 0.05% APY even if you don’t qualify*
• Plus, refunds on ATM withdrawal fees, nationwide*

It’s easy to earn your rewards… Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during the monthly qualification cycle:

• At least 1 direct deposit or ACH credit transaction(s)

• At least 12 debit card purchases, each $3.50 or more

• Be enrolled in and log into online banking

Don’t worry if you come up short. Your account is always free! You even earn our base dividends rate. Plus, you can still earn the higher rate and refunds on ATM withdrawal fess the next cycle you qualify.

Cycle Date Information: The following dates apply to your Kasasa account. Our Monthly Qualification Cycle dates are not the same as our Statement Cycle dates. To qualify for your account’s rewards, all of the transactions and activities identified within the above Qualification Information section must post and settle to your Kasasa account within these Qualification Cycle dates:

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based/signature-based debit card purchases less than $3.50, and debit card purchases processed by merchants and received by our credit union as ATM transactions. In addition, any transaction processed with a debit card not issued by our credit union would not earn account rewards. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means the statement cycle preceding the current statement cycle. “Statement Cycle” means the period of time for which our credit union provides a summary of the financial activities and transactions that post and settle to the accountholder’s account.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including$10,000.00 in your Kasasa Cash account earn a dividend rate of 1.98% resulting in an APY of 2.00%; and average daily balances over $10,000.00 earn a dividend rate of 0.25% on the portion of the average daily balance over $10,000.00, resulting in a range from 2.00% to 0.33% APY depending on the account’s average daily balance. You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Cash qualifications are not met, the dividend rate earned on the account’s entire average daily balance will be 0.049% resulting in an annual percentage yield of 0.05% and ATM withdrawal fees are not refunded. Dividends will be credited to your Kasasa Cash account on the first processing day of the following statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the first processing day of the following statement cycle. APY = Annual Percentage Yield. APYs accurate as of 07/15/2019. APY calculations are based on an assumed balance of $10,000 + $100,000 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Monthly Direct Deposit/ACH credit, enrollment in online banking, enrollment in e-Statements are conditions of this account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account’s qualifications. Limit of 1 (one) account(s) per Social Security Number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our credit union service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Federally insured by NCUA. Your Savings Insured To $250,000 Per Account.

Trademarks: Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.