GHS Federal Credit Union is pleased to offer services designed to make your life easier and return financial value to all those who participate in our member-owned financial cooperative.

Listed below are the current services we offer for our Members:

  • Kasasa® Checking Accounts
  • GHS FCU Car Buying Service with AAA™
  • Member’s Choice™ Debt Protection ( Plans underwritten by CMFG Life Insurance Company)
  • Members Financial Services (Financial Planning, Investments)
  • Auto Repair Service Agreements
  • GAP Protection
  • Auto Insurance
  • Homeowners Insurance/Rental Insurance
  • Life Insurance
  • Money Orders
  • Direct Deposit
  • Payroll Deduction
  • Free Notary Services
  • Ted E. Bear Children’s Club
  • Movie Tickets
  • Discount Attraction Tickets/Online Discounts (Chimney Rock Park, Biltmore House, Carowinds, Six Flags, Whitewater, Dollywood, Splash Country, Riverbanks Zoo,  Get Away Today)
  • Visa™ Gift Cards
  • Free Financial Counseling at our Patewood Office or through our Balance Fitness Program
  • Love My Credit
  • Medicare Health Plan Options
  • Health Insurance
  • Mobiliti (Mobile Banking)

AAA - Carolinas

GHS Federal Credit Union Car Buying Service. A better way to buy your next vehicle.

Are you in the market for another car or truck? If so, now is a great time to take advantage of our CAR BUYING SERVICE for new and pre-owned vehicles. To take the work and inconvenience out of finding your next vehicle, we’ve joined forces with AAA CAROLINAS to bring you this time-saving new program.


  • Decide on the type of vehicle you want to purchase
  • Drop by the credit union to discuss your auto loan needs and get pre-approved
  • Then simply call AAA Carolinas at 1.800.392.0436. Our car buying counselor will lead you through a very simple process to discuss the exact vehicle you’re looking for and go over any trade-in information.
  • Typically within 48 hours, we’ve found your ride! All particulars are emailed directly to you-vehicle details, high-quality photos, pricing, trade-in numbers, etc. for your ok.
  • Upon loan approval and your assurance to purchase the vehicle, AAA will secure it and handle all the paperwork-from title to tags.
  • When all is said and done, the vehicle is delivered at no charge to the branch, your home or office.
  • And, a FREE one-year AAA Basic Membership accompanies the deal!

From start to finish, we handle everything for you. Now what could be easier? So instead of a time-consuming, frustrating dealer run-around, let G.H.S. Federal Credit Union and AAA help you save time and money with your next purchase. It’s just a better way to buy a new or pre-owned vehicle.


**The Credit Union has contracted with AAA Carolinas to make this service available as a convenience to our Members. AAA Carolinas Car Buying Service and AAA Carolinas Basic Membership Insurance and any manufacturer’s warranties are not services of the Credit Union; and are not obligations of or guaranteed by the Credit Union. Credit Union makes no representations as to the services of any provider or any vehicles purchased. Services are only available in North and South Carolina.

BalanceTrack - Personal Finance Education CenterBalance Track Personal Finance Education Center

Balance Track is a free online financial education center that allows you to explore all of the essential elements of personal finance. In addition, you also have access to free, unbiased money management information and financial counseling. For financial counseling, all you have to do is call 1-888-456-2227 and a certified financial counselor can answer many of your questions immediately. For more complex issues, an appointment may be scheduled. Just click on the link and open up a wealth of educational information about any kind of financial issue or event on your mind!

Welcome to GHS FCU Rewards!!!

Did you know that each time you use your GHS FCU Visa credit card you earn valuable ScoreCard® Bonus Points good toward gift and travel awards? The ScoreCard® Bonus Point program is a standard feature of your GHS FCU Visa credit card. You earn one ScoreCard® Bonus Point for every net dollar your spend. So whether you buy groceries or gas, pay bills, go to the movies, or out to dinner, if you pay with your GHS FCU Visa credit card, you will earn bonus points. Start shopping today and you’ll start rewarding yourself before you know it!

Special Offers